Social Security Planning
Navigating the Social Security maze can be overwhelming. There are seemingly endless options to consider and making the best choice isn’t always obvious. But, putting the right plans in place can make a significant difference to you and your surviving spouse. At Diversified, we apply our decades of experience to conduct a comprehensive Social Security maximization analysis and create a customized benefit strategy that delivers the most bang for your buck. For example, early retirement begins at age 62 and full retirement age varies from 66 to 67 (depending upon when you were born). If you opt to claim your Social Security benefits at age 62, you’ll lose significant amounts of money each and every month for the rest of your life. You will also impact the funds your surviving spouse might receive. On the other hand, if you can delay claiming your benefits until age 70, you can capture a significantly larger monthly benefit. Decisions like these require serious analysis and consideration because they’re irrevocable. Not to mention their financial impact can be dramatic. Our Certified Financial Planners™ will help you evaluate your claiming options and select the strategy that’s right for you.
We take the guess work out of Social Security planning. At Diversified, we’re here to create thoughtful claiming strategies to deliver stable household income and contribute to your lifelong security. Ready to make the most of your golden years? Contact us anytime. We’re always here for you.
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50 POINT WEALTH CHECK-UP
When was the last time you took the necessary time to review ALL the areas pertaining to your lifelong financial well-being? If your answer is “not lately,” you are not alone. We can help.
50 critical financial questions which drive your financial life.
Diversified, LLC does not provide tax advice and should not be relied upon for purposes of filing taxes, estimating tax liabilities or avoiding any tax or penalty imposed by law. The information provided by Diversified, LLC should not be a substitute for consulting a qualified tax advisor, accountant, or other professional concerning the application of tax law or an individual tax situation.
Nothing provided on this site constitutes tax advice. Individuals should seek the advice of their own tax advisor for specific information regarding tax consequences of investments. Investments in securities entail risk and are not suitable for all investors. This site is not a recommendation nor an offer to sell (or solicitation of an offer to buy) securities in the United States or in any other jurisdiction.