Markets Push to Records on Improving Economic Data

Markets Push to Records on Improving Economic Data

Weekly Market Recap Stocks continued their strong run last week, with multiple indexes hitting all-time highs. We saw global markets (represented by the MSCI All Country World Index) up 2.0% and domestic stocks (represented by the S&P 500 Index) up 2.8%. Both U.S....
Weekly Market Recap – Inflation Concerns Drive Choppy Week

Weekly Market Recap – Inflation Concerns Drive Choppy Week

Despite it being choppy, most equity markets were positive last week. We saw global markets (represented by the MSCI All Country World Index) up 0.1% and domestic stocks (represented by the S&P 500 Index) up 0.8%.Inflation expectations have been driving markets...
The 25 Planner Pledges

The 25 Planner Pledges

We’re in year two of the Coronavirus, and we’ve had clients and friends turn to us during these trying times. On top of that, we’ve expanded our client base to include our Wayne office, which comes with many fresh, new faces to the Diversified Lifelong Advisor family....
When Should I Be Investing in The Markets?

When Should I Be Investing in The Markets?

Ahh, the age-old question is upon us: When is the right time to be investing in the markets? Nowadays, this question comes up frequently and, quite frankly, I get it. The markets are at all-time highs after being decimated last year during the height of the pandemic....
Commodity Investing

Commodity Investing

(Shhhh, We Don’t Love It) Every once in a while, I get this comment: “Andrew, should I change all my investments to gold?” Due to election jitters, I’ve been getting this question a lot more these days, and more people are asking about commodity investing (i.e....
Not All Risk Is Created Equal

Not All Risk Is Created Equal

Risk is a personal (and funky) thing when it comes to investing. Generally, it’s formulated with years of experiences (good, bad, or indifferent) which leads us to our risk profile. One of the biggest components in investment risk taking is a good education with facts...
Risk Is the Reward

Risk Is the Reward

I’ve been ruminating on this thought-provoking topic for quite some time. Years of observation and guidance for clients of all ages really helped me formulate my thoughts. In the investment world there’s an old saying, “risk equals reward.” At the most basic level,...
The Retirement Age Gap {A Unique Planning Opportunity}

The Retirement Age Gap {A Unique Planning Opportunity}

The other night, my brother and I were sitting on the porch taking in the Summer air and talking about life. Next thing you know, my oldest daughter, Aviva, comes out to join in the fun. We start talking about my bro’s girlfriend and he asks my daughter what she...
The 4 Types of Investors in a Market Downturn

The 4 Types of Investors in a Market Downturn

Week two working from home is a little different than week one. I’m no longer wearing sweatpants and working from my bed. I setup an office in my basement with a little desk to feel more professional and I haven’t shaved, which is a harsh reminder of my facial hair....
Stocks: A Few Reminders

Stocks: A Few Reminders

For starters, today’s blog is officially my first from a temporary “quarantined” status. Looking on the bright side of things, I’m working in sweatpants and I had these two beauties deliver me breakfast in bed for my birthday! I don’t want to get too used to this, but...
What’s it Take to be the Top 1%?

What’s it Take to be the Top 1%?

Confession time, I have always been a sucker for statistics.  Especially ones that are finance related, as it is a guilty pleasure being a financial planner I suppose.  Recently Bloomberg (yes, the same guy who recently ran in the presidential primary)...
REFI REFI REFI!

REFI REFI REFI!

Well been a crazy couple weeks here in the equity markets to say the least, but hey isn’t that what we signed up for!  Despite the current mayhem I like to find good planning opportunities in any situation.  Buried in the news of market swings, presidential...
What is DCA?

What is DCA?

You’ve probably heard of Dollar Cost Averaging (DCA) over the years, but maybe you don’t know exactly what it is. Believe it or not, DCA has been around a long time and I’ve often found it to be a little misunderstood. Therefore, I wanted to take a moment...
Your Financial Quiz {The Answers}

Your Financial Quiz {The Answers}

After an entire week of sleepless nights, I present to you the eagerly awaited answers.  Who knows, maybe the winner will even get one share of Berkshire Hathaway stock.  (Yeah, that’s not very likely.)  The moment of truth awaits–how...
Your Financial Quiz {Fall Edition}

Your Financial Quiz {Fall Edition}

Ladies and gentlemen, it’s that time a year again. Sharpen your axes and let’s see how you stack up on my bi-annual financial quiz. Here, we separate the men from the boys and the women from the girls. (This is also where I get a little squeamish as we...
A Natural Financial Athlete

A Natural Financial Athlete

There’s always that one kid. You may recall him growing up, or maybe they are a member of your child’s sports team. You know the one – they have loads of raw talent, but no finesse. They would show up to practice wearing the wrong clothes, and not...
Withdrawing from Retirement Accounts:

Withdrawing from Retirement Accounts:

When do I have to? By: Andrew Rosen, CFP®, CEP® At least once a week, I find myself educating a client on when they have to take money from retirement plans. Most people are confused on how this works. It’s kinda funny, actually.  We spend all this time...
Irregular Regular Expenses {A Cautionary Tale}

Irregular Regular Expenses {A Cautionary Tale}

By: Andrew Rosen, CFP®, CEP® If you’ve read any of my blogs over the past couple of years, you’d know how I feel about understanding one’s expenses. In order to financially thrive, it doesn’t matter how much money a client has, or the amount of income they earn....
Investing in the Stock Market is NOT Gambling

Investing in the Stock Market is NOT Gambling

By: Andrew Rosen, CFP®, CEP® A few weeks ago, I was visiting my happy place–the Jersey shore. It was an especially good weekend because my best bud, O-man, was in town for his yearly, week-long visit home. Currently, he lives in D.C. and life is busy. So,...
Should I Buy that Beach Home? Or, Should I Rent?

Should I Buy that Beach Home? Or, Should I Rent?

By: Andrew Rosen, CFP®, CEP® Growing up at the Jersey shore is a thing I hold close to my heart. I loved being a local “beach dude,” especially when the summers came and the “shoobies” all flooded our little barrier island. There was something nice in knowing you...
The Often Misunderstood Disability Insurance

The Often Misunderstood Disability Insurance

By: Andrew Rosen, CFP®, CEP® I’d like to start with an insurance joke, followed by an insurance riddle. What is less fun to talk about than life insurance? You guessed it… Disability Insurance! Now, the follow-up riddle. What is more likely to happen...
Your Financial Pop Quiz    {The Answers & Factoids}

Your Financial Pop Quiz {The Answers & Factoids}

By: Andrew Rosen, CFP®, CEP® Have you woken up from that nightmare yet? You know, the one where you can’t get into your school locker? I do apologize if my last blog left you in suspense. Hopefully, you have a friend or two who took the quiz as well. Go ahead, be...