A Grateful Retirement: The Key to Happiness

A Grateful Retirement: The Key to Happiness

I feel like I’m in the Tom Hank’s movie Castaway these days. I’m stuck on an island (I mean, stuck inside my house), haven’t had a haircut in months, and my best friend is a volleyball named Wilson. I yearn for the day when I can give you clients a nice big hug again,...
What Has This Pandemic Taught You About Spending?

What Has This Pandemic Taught You About Spending?

Have you ever tried writing a blog while playing Hulk and Spider-man with a two-year-old boy? Well as of today, I have. Let me tell you, it’s fabulous! I’m amazed to still be standing though, as I’ve had about 1,000 imaginary Spidey webs shot at me. Yet, I’ll muster...
What the Heck is Going on With the Stock Market?

What the Heck is Going on With the Stock Market?

Happy unofficial start of the summer everyone. Summer is by-far my favorite season. This year’s Memorial Day, summer, back-yard BBQs, and hangouts with friends and family will be unlike any other it seems. However, there’ll still be plenty to enjoy in its own unique...
Have The Rules of Financial Planning Changed Forever?

Have The Rules of Financial Planning Changed Forever?

Week 849,763 and I swear I’m not losing my mind. So what if my desk is talking to me a little bit? He is a jolly little chap and offers me some real friendship these days. What furniture is talking to you? For the more thought-provoking topic I’ve been thinking about...
Positive Side of Covid-19

Positive Side of Covid-19

Let me first off thank everyone for their kind words about my grandmother. It’s truly heartwarming and reminds me the relationship we share is bigger than client/planner. It blends into the world of friendship. Since last week was a more somber blog, I thought I’d...
Important Life Lessons from a Covid-19 Victim: My Grandmother

Important Life Lessons from a Covid-19 Victim: My Grandmother

Week six stuck at home was by far the worst for me as Covid-19 finally struck home. My grandmother passed away because of this terrible virus. She was a wonderful lady and I simply refuse to let her be a statistic. So, I’d like to dedicate this article to her and...
Cash or Invest: That Is the Question

Cash or Invest: That Is the Question

Alright, week five has arrived and I have no beard anecdotes to share. However, I did get a puppy! As if three young children weren’t enough, I, Andrew Rosen (who’s never had a pet in his life) got a puppy for my kids. If my house wasn’t complete mayhem before, this...
This is Unprecedented!

This is Unprecedented!

(But, isn’t it Always?) Week four of isolation is upon the Rosen household. (I’m pretty sure my children are preparing an attack on my wife and I while we sleep.) Also, a quick update: my facial hair experiment has come to an end. I fought the good fight, but the...
Did You Miss It?

Did You Miss It?

Week three of social distancing work has commenced. I’ve learned a key thing during this time—I can’t grow facial hair for bupkis. I mean, it’s bad. Really bad. I look like a high school kid who’s undergoing a bad experiment! That said, I may not have this chance...
The 4 Types of Investors in a Market Downturn

The 4 Types of Investors in a Market Downturn

Week two working from home is a little different than week one. I’m no longer wearing sweatpants and working from my bed. I setup an office in my basement with a little desk to feel more professional and I haven’t shaved, which is a harsh reminder of my facial hair....
These are the Best Days of our Lives

These are the Best Days of our Lives

I was reading some research the other day about the happiest ages of our lives. As part of that research, I found the following graph. I found it truly fascinating and, in a lot of respects, counter-intuitive. Take a moment and check it out, then let’s reflect on the...
Stocks: A Few Reminders

Stocks: A Few Reminders

For starters, today’s blog is officially my first from a temporary “quarantined” status. Looking on the bright side of things, I’m working in sweatpants and I had these two beauties deliver me breakfast in bed for my birthday! I don’t want to get too used to this, but...
What’s it Take to be the Top 1%?

What’s it Take to be the Top 1%?

Confession time, I have always been a sucker for statistics.  Especially ones that are finance related, as it is a guilty pleasure being a financial planner I suppose.  Recently Bloomberg (yes, the same guy who recently ran in the presidential primary) posted an...
REFI REFI REFI!

REFI REFI REFI!

Well been a crazy couple weeks here in the equity markets to say the least, but hey isn’t that what we signed up for!  Despite the current mayhem I like to find good planning opportunities in any situation.  Buried in the news of market swings, presidential...
Coronavirus: The Latest Market Scare

Coronavirus: The Latest Market Scare

The irony is that just last week I put out a blog on what war does to the markets. When I wrote it, concerns about Iran were elevated. When it posted a few weeks later, it almost felt like dated news. Today no one’s talking about a potential war, rather we have a new...
War: Is it Good for the Markets?

War: Is it Good for the Markets?

Over the past month, there’s been some increased risk of an actual war taking place with Iran. I’m not going to opine on the likelihood of that happening or not, but I do think understanding what this could mean for your portfolios is a warranted case study. I know...
If you’re Happy and you know it Clap your Hands!

If you’re Happy and you know it Clap your Hands!

If you’ve spoken to me or read my blogs over the past year, you’ve likely noticed a trend. I talk a lot about fulfillment. It’s been my obsession lately, both personally and in my client coaching. The point is to understand what makes us truly happy. Professionally,...
Bonus Blog Part 3: The Impractical/Irrational Spends

Bonus Blog Part 3: The Impractical/Irrational Spends

My three-part series on spending your bonus dollars is now coming to a conclusion! I’d like to discuss the impractical, or the irrational, spends as the last leg. I’ll tread somewhat carefully here, as it’s your money and you can do with it as you choose. But I...
Bonus Blog Part 2: The Fulfillment or Happiness Spend

Bonus Blog Part 2: The Fulfillment or Happiness Spend

For the first part of this series, I focused on the practical use of this cash infusion. This time, I’d like to focus on part two of my three-part series on bonus dollars. Depending on your financial situation, and bonus amount, there may not be much leftover for the...
Bonus Blog Part 1: The Practical

Bonus Blog Part 1: The Practical

A new year is upon us and you know what that means? Bonus time! I’ve found most of my clients get their big cash infusion somewhere between January and March. In many cases, these bonuses (from the hard work you and your team have done) can lead to a significant...
2019 Year in Review

2019 Year in Review

The turning of the calendar always presents a good time to reflect on the prior year.  It gives me a time to slow down and think of where we have been.  Given my chosen profession, it’s only logical that one area I like to reflect is what happened in capital markets,...
Some Big Changes Coming! Key Points to The SECURE ACT

Some Big Changes Coming! Key Points to The SECURE ACT

While you were celebrating the turn of a new year, there have been some very quiet changes brewing on Capitol Hill–probably the largest changes to retirement and college savings in a decade. Effective January 1st, 2020, Congress has passed the Setting Every...
Top 10 Blogs of the Year! {Which was your Favorite?}

Top 10 Blogs of the Year! {Which was your Favorite?}

It’s been another year (and a labor of love) of successfully writing 52 unique blogs. Since I know you’ve read them all, you can attest that some certainly were better than others. In the spirit of reflecting, I thought I’d summarize my top 10. Maybe it’ll...
2020 Key Figures and Contribution Limits

2020 Key Figures and Contribution Limits

Have you heard the news?  Not only does the New Year offer some exciting fresh start abilities, but there’s also changes to some beneficial tax saving vehicles!  I’ll give you a minute to put that champagne down and pay attention, so you can maximize savings...
A Market History Lesson: December 2018

A Market History Lesson: December 2018

We all know the saying, “those who cannot remember the past are condemned to repeat it.” Growing up, I never fancied myself a history buff. As a matter of fact, it probably was my least favorite subject in school. But when it comes to the markets, understanding the...