As you can see from the title, I think very highly of myself (haha). With yearend approaching (where the heck did it go?), it’s time for reflection. I love this time of year, as holidays, family, time off, and new beginnings are upon us. However, I mainly get a little...
I was just telling this story the other day, and I’m not sure why it sticks with me so much. But it does. In my early 20s, I never had cash on me (and I mean never). This always drove my father nuts. I had credit and debit cards; he had cash and cash. We were truly a...
Our Process for Achieving Goals There’s an old saying: “what gets measured, gets done.” I’ve read it many times in different business books and can attest to it in my personal life. For instance, I’ve been wanting to lose a few pounds (like 15-20) to be healthier. I...
Future of Feeling: Building Empathy in a Tech Obsessed World You may have noticed, at Diversified Lifelong Advisors we’re really trying to help our clients achieve wealth, health, and happiness in many aspects of their lives. It’s a serious task we’ve set for...
One would think after a few years of writing a weekly blog, I’d have learned a thing or two. For instance, if you want to get someone to read your blog, you probably shouldn’t title it something like “2021 IRS Limits Announced.” It’s likely the least exciting headline...
(Shhhh, We Don’t Love It) Every once in a while, I get this comment: “Andrew, should I change all my investments to gold?” Due to election jitters, I’ve been getting this question a lot more these days, and more people are asking about commodity investing (i.e....
(What Planning Steps You Need to Know) Today, you get a glimpse inside the sick and twisted mind of Andrew Rosen. Yes, one week after writing a beautiful article about marriage, inspired by my good friend David Levy, I’m now addressing divorce. (For those wondering,...
This year has put a wrench in a lot of people’s plans. There have been canceled parties, family holidays, and vacations. That said, couples’ weddings plans may have been the most impacted by this pandemic. I’ve seen tons of client’s children postpone. Even my right...
If you didn’t know, there’s an election coming up! (I know, groundbreaking news, right?) I don’t think I gained a thing after the debate the other night. These days, I find there’s a lot of “fake” news, as one party is trying to out-smear the other. Most of us are so...
I’m a father of three amazing children. I’m also a husband and a business owner, and I try to do the best I can as a human being. That said, my most favorite thing in the world is being a father to Aviva, Isabella, and Emmet. These three special people are my reason...
{The Age-Old Question} Speaking of kids, here’s a funny anecdote that happened to me the other day. My middle child, Belly, is a free-spirited six-year-old who hates wearing clothes. Now, she’s starting kindergarten remotely through zoom, so naturally she has to wear...
The number one, two, and three rules in my business are: don’t talk politics. I can insult your spouse, religion, children, or even Tom Hanks and Sandra Bullock, but don’t insult your political view. And let me tell you something, it’s true as the day is long. If you...
Risk is a personal (and funky) thing when it comes to investing. Generally, it’s formulated with years of experiences (good, bad, or indifferent) which leads us to our risk profile. One of the biggest components in investment risk taking is a good education with facts...
The US stock market, measured by the S&P 500, has hit an all-time high! Let me repeat that for dramatic affect. In the face of a pandemic and record unemployment, the markets have had a historic recovery from a historic downturn. Now, we can all sit here and...
When it comes to academics, I’m a pro at the Scantron sheet! ABACADABA was the go to guessing strategy back then (and hasn’t failed me yet). I’d like to take this incredible ability and do a little guess work on what will happen to colleges over the next 10-20...
Here’s another thought I’ve been noodling on for some time now. When you read the title of this blog, I’m sure you thought, “Andrew, you totally botched the saying.” You would be correct, although it’s intentional. The old saying is ‘time value of money’ and it...
Now that I’m one week off hating on all your most prized possessions with my “not worth the moolah” blog, I’d like to redeem myself. This week, I’ll hit on those items that people, including myself, seem to find worth it. Again, this list is certainly subjective, and...
Amazon packages have been piling up lately, and I’ve realized I’ve been ordering a wide array of items. Some are essentials, some are bought on a whim, and some items are just toys for the kids (to keep them, and us, sane). It got me thinking though, about if these...
I’ve been ruminating on this thought-provoking topic for quite some time. Years of observation and guidance for clients of all ages really helped me formulate my thoughts. In the investment world there’s an old saying, “risk equals reward.” At the most basic level,...
I’ve had a thought that I’ve wanted to share for a while. It stemmed from a conversation I had with one of my oldest and best friends. Let’s call him Mr. Mustache. He’s a cool dude who grew up in the hip Los Angeles area. Mr. Mustache has a solid job, keeps up with...
The other night, my brother and I were sitting on the porch taking in the Summer air and talking about life. Next thing you know, my oldest daughter, Aviva, comes out to join in the fun. We start talking about my bro’s girlfriend and he asks my daughter what she...
Now that the official start to summer has arrived, I always have the same thought. Why do the days have to get shorter? I love these long summer nights the best. In a twisted way, I dread the longest day of the year, because now I know every day will get shorter and...
Two big milestones happened this week. First, after over three months, I got my haircut. It was a bit surreal doing so while wearing a mask. Watching the barber pull the mask straps off my giant ears as she trimmed was very odd. Second, and most importantly, my wife...
I don’t know about you, but I’m really close to cracking. I think my wife and I are going to try an outdoor dining spot relatively soon. It’s been over three months since we’ve gone out for date night and I’m pretty sure we’re at that point. How about you? Anyone...
I’m still in quarantine mode at the Jersey shore, and while here, I had an interesting revelation. I was talking to my brother the other day (he’s also quarantining down here) and he pointed out a really interesting phenomenon. “Little bro,” he said, “did you...
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