The 2019 Version of Myself Stunk at Everything!

The 2019 Version of Myself Stunk at Everything!

As you can see from the title, I think very highly of myself (haha). With yearend approaching (where the heck did it go?), it’s time for reflection. I love this time of year, as holidays, family, time off, and new beginnings are upon us. However, I mainly get a little...
My Father Taught Me “Cash Is King”

My Father Taught Me “Cash Is King”

I was just telling this story the other day, and I’m not sure why it sticks with me so much. But it does. In my early 20s, I never had cash on me (and I mean never). This always drove my father nuts. I had credit and debit cards; he had cash and cash. We were truly a...
What’s Measured & Watched Gets Done

What’s Measured & Watched Gets Done

Our Process for Achieving Goals There’s an old saying: “what gets measured, gets done.” I’ve read it many times in different business books and can attest to it in my personal life. For instance, I’ve been wanting to lose a few pounds (like 15-20) to be healthier. I...
Wealth, Health, & Happiness Series

Wealth, Health, & Happiness Series

Future of Feeling: Building Empathy in a Tech Obsessed World You may have noticed, at Diversified Lifelong Advisors we’re really trying to help our clients achieve wealth, health, and happiness in many aspects of their lives. It’s a serious task we’ve set for...
2021 IRS Limits Announced -The Game Show Version

2021 IRS Limits Announced -The Game Show Version

One would think after a few years of writing a weekly blog, I’d have learned a thing or two. For instance, if you want to get someone to read your blog, you probably shouldn’t title it something like “2021 IRS Limits Announced.” It’s likely the least exciting headline...
Commodity Investing

Commodity Investing

(Shhhh, We Don’t Love It) Every once in a while, I get this comment: “Andrew, should I change all my investments to gold?” Due to election jitters, I’ve been getting this question a lot more these days, and more people are asking about commodity investing (i.e....
Divorce Happens

Divorce Happens

(What Planning Steps You Need to Know) Today, you get a glimpse inside the sick and twisted mind of Andrew Rosen. Yes, one week after writing a beautiful article about marriage, inspired by my good friend David Levy, I’m now addressing divorce. (For those wondering,...
Marriage Starter Plan (Even If You’re Late to The Party)

Marriage Starter Plan (Even If You’re Late to The Party)

This year has put a wrench in a lot of people’s plans. There have been canceled parties, family holidays, and vacations. That said, couples’ weddings plans may have been the most impacted by this pandemic. I’ve seen tons of client’s children postpone. Even my right...
What You Need to Know About The Candidates

What You Need to Know About The Candidates

If you didn’t know, there’s an election coming up! (I know, groundbreaking news, right?) I don’t think I gained a thing after the debate the other night. These days, I find there’s a lot of “fake” news, as one party is trying to out-smear the other. Most of us are so...
Crazy Stat If You Have Young Children

Crazy Stat If You Have Young Children

I’m a father of three amazing children. I’m also a husband and a business owner, and I try to do the best I can as a human being. That said, my most favorite thing in the world is being a father to Aviva, Isabella, and Emmet. These three special people are my reason...
What to Do with the Kids Savings Accounts?

What to Do with the Kids Savings Accounts?

{The Age-Old Question} Speaking of kids, here’s a funny anecdote that happened to me the other day. My middle child, Belly, is a free-spirited six-year-old who hates wearing clothes. Now, she’s starting kindergarten remotely through zoom, so naturally she has to wear...
Let’s Talk Politics

Let’s Talk Politics

The number one, two, and three rules in my business are: don’t talk politics. I can insult your spouse, religion, children, or even Tom Hanks and Sandra Bullock, but don’t insult your political view. And let me tell you something, it’s true as the day is long. If you...
Not All Risk Is Created Equal

Not All Risk Is Created Equal

Risk is a personal (and funky) thing when it comes to investing. Generally, it’s formulated with years of experiences (good, bad, or indifferent) which leads us to our risk profile. One of the biggest components in investment risk taking is a good education with facts...
My Best Guess for College

My Best Guess for College

When it comes to academics, I’m a pro at the Scantron sheet! ABACADABA was the go to guessing strategy back then (and hasn’t failed me yet). I’d like to take this incredible ability and do a little guess work on what will happen to colleges over the next 10-20...
Time Is the Value of Money

Time Is the Value of Money

Here’s another thought I’ve been noodling on for some time now. When you read the title of this blog, I’m sure you thought, “Andrew, you totally botched the saying.” You would be correct, although it’s intentional. The old saying is ‘time value of money’ and it...
Worth the Moolah [Top 20]

Worth the Moolah [Top 20]

Now that I’m one week off hating on all your most prized possessions with my “not worth the moolah” blog, I’d like to redeem myself. This week, I’ll hit on those items that people, including myself, seem to find worth it. Again, this list is certainly subjective, and...
Not Worth the Moolah [My Top 20]

Not Worth the Moolah [My Top 20]

Amazon packages have been piling up lately, and I’ve realized I’ve been ordering a wide array of items. Some are essentials, some are bought on a whim, and some items are just toys for the kids (to keep them, and us, sane). It got me thinking though, about if these...
Risk Is the Reward

Risk Is the Reward

I’ve been ruminating on this thought-provoking topic for quite some time. Years of observation and guidance for clients of all ages really helped me formulate my thoughts. In the investment world there’s an old saying, “risk equals reward.” At the most basic level,...
Buy Used Because It Will Be Used Anyway

Buy Used Because It Will Be Used Anyway

I’ve had a thought that I’ve wanted to share for a while. It stemmed from a conversation I had with one of my oldest and best friends. Let’s call him Mr. Mustache. He’s a cool dude who grew up in the hip Los Angeles area. Mr. Mustache has a solid job, keeps up with...
The Retirement Age Gap {A Unique Planning Opportunity}

The Retirement Age Gap {A Unique Planning Opportunity}

The other night, my brother and I were sitting on the porch taking in the Summer air and talking about life. Next thing you know, my oldest daughter, Aviva, comes out to join in the fun. We start talking about my bro’s girlfriend and he asks my daughter what she...
What We Are Watching

What We Are Watching

Now that the official start to summer has arrived, I always have the same thought. Why do the days have to get shorter? I love these long summer nights the best. In a twisted way, I dread the longest day of the year, because now I know every day will get shorter and...
Live to Support Work, or Work to Support Life

Live to Support Work, or Work to Support Life

Two big milestones happened this week. First, after over three months, I got my haircut. It was a bit surreal doing so while wearing a mask. Watching the barber pull the mask straps off my giant ears as she trimmed was very odd. Second, and most importantly, my wife...
Retirement Dating I Recommend it For Everyone!

Retirement Dating I Recommend it For Everyone!

I don’t know about you, but I’m really close to cracking. I think my wife and I are going to try an outdoor dining spot relatively soon. It’s been over three months since we’ve gone out for date night and I’m pretty sure we’re at that point. How about you? Anyone...
Great Advice from a Retired Client {We Can All Learn a Lesson}

Great Advice from a Retired Client {We Can All Learn a Lesson}

I’m still in quarantine mode at the Jersey shore, and while here, I had an interesting revelation. I was talking to my brother the other day (he’s also quarantining down here) and he pointed out a really interesting phenomenon.  “Little bro,” he said, “did you...