Equity Award Planning – Part 1 of 4 Stock Options

Equity Award Planning – Part 1 of 4 Stock Options

By: Andrew Rosen, CFP®, CEP® Tis the season of equity awards grants – truly an exciting time! What better time to revisit stock options and restricted stock units – how do both of these plans work and what are some strategies for each? Today’s blog will be...
The Market is at an All-Time High. Now What?

The Market is at an All-Time High. Now What?

By: Andrew Rosen, CFP®, CEP® The Markets are at all-time highs in this almost 9 year bull market.  The natural question is “how long will it last?”  Short answer – nobody knows. A market correction will happen, that is not in question.  So, what should you be...
Retrain Your Thinking: Stocks Vs. Real Estate

Retrain Your Thinking: Stocks Vs. Real Estate

By: Andrew Rosen, CFP®, CEP® I find it interesting so many of us have strong opinions concerning stock investments vs. real estate investments.  Personally, I blame most of the sentiment on the media.  Beyond that exposure; however, there is a stark difference on the...
Here a Bit, There a Bit, Everywhere a Bitcoin

Here a Bit, There a Bit, Everywhere a Bitcoin

By: Andrew Rosen, CFP®, CEP® “I got one word for you…. Plastics!” This about sums up my feelings on Bitcoin and the entire cryptocurrency marketplace.   Lately, I’ve had several discussions on the subject.  When people call and tell me how...
What Does This New Tax Plan Mean to Me?

What Does This New Tax Plan Mean to Me?

By: Andrew Rosen, CFP®, CEP® There’s no secret; a lot of change is coming with the proposed tax bill dubbed the Tax Cut & Jobs Act of 2017.  Regardless if for it or against it (or have no idea what it is about), I suggest everyone understand its key...
These are a Few of My Favorite Things (Blogs): Top 9 Blogs of 2017

These are a Few of My Favorite Things (Blogs): Top 9 Blogs of 2017

By: Andrew Rosen, CFP®, CEP® I’m not sure this is what Julie Andrews had in mind when she sang My Favorite Things during The Sound of Music.  That said, the close of 2017 marks a special milestone for me. It’s my first full year of blogging.  For someone...
Donor Advised Fund: A Family Planning Tool

Donor Advised Fund: A Family Planning Tool

By: Andrew Rosen, CFP®, CEP® Charitable giving is at the core of many of us, especially this time of year.  The other day I was having an interesting chat with a friend of mine on just this topic.  Next thing you know the conversation shifted to a growing charitable...
Mega Backdoor Roth:  One Mega Strategy

Mega Backdoor Roth: One Mega Strategy

By: Andrew Rosen, CFP®, CEP® You’ve maxed out your 401(k), now what?  As clients prepare for retirement, they often look for smart ways to save additional money.  There are plenty of options for those dollars after you hit your limits. But, the question remains: are...
Unwinding the Federal Balance Sheet: What’s it Mean & What’s the Impact on you!

Unwinding the Federal Balance Sheet: What’s it Mean & What’s the Impact on you!

By: Andrew Rosen, CFP®, CEP® The other week the Federal Reserve announced their plan to start unraveling their 4.5 trillion dollar balance sheet.  Additionally, they declared that short term interest rates will remain unchanged for the time being.  So, what does this...
Gold: The Pros, Cons, & Our Philosophy

Gold: The Pros, Cons, & Our Philosophy

By: Andrew Rosen, CFP®, CEP® Precious metals are on the rise again. With the price of gold hovering around $1,300/ounce, we are getting a fair amount of inquiries about investing in it (and other precious metals). Generally, these questions arise when these asset...
Understanding the Four Major Types of Annuities

Understanding the Four Major Types of Annuities

By: Andrew Rosen, CFP®, CEP® As I eluded to in a previous blog, Understanding Annuities in 5 Minutes or Less, annuities can be a complicated animal.  There are certainly circumstances where they fit a need in one’s life and so I’d like to take a few moments to educate...
Market Movement & Its Effect on Me

Market Movement & Its Effect on Me

By: Andrew Rosen, CFP®, CEP® Like any 8 year bull market run, people start wondering and worrying.  “When might this end?  How does this impact the economy and spending behavior?”  This economic principle is called the Wealth Effect. The premise to the...
Understanding Annuities in 5 Minutes or Less

Understanding Annuities in 5 Minutes or Less

By: Andrew Rosen, CFP®, CEP® Despite being one of the oldest investment vehicles out there annuities are still probably one of the most misunderstood investments on the market.  They come in every shape and size and can certainly be confusing.  Figured I’d take a few...
To Roth Ira, or Not, to Save Income Tax

To Roth Ira, or Not, to Save Income Tax

By: Andrew Rosen, CFP®, CEP® The world is full of great questions.  Some can’t be answered: what was first, the chicken or the egg?  Some were argued at immeasurable length, but finally we settled on an answer: is the Earth round or flat? ...