Mega Backdoor Roth:  One Mega Strategy

Mega Backdoor Roth: One Mega Strategy

By: Andrew Rosen, CFP®, CEP® You’ve maxed out your 401(k), now what?  As clients prepare for retirement, they often look for smart ways to save additional money.  There are plenty of options for those dollars after you hit your limits. But, the question remains: are...
Unwinding the Federal Balance Sheet: What’s it Mean & What’s the Impact on you!

Unwinding the Federal Balance Sheet: What’s it Mean & What’s the Impact on you!

By: Andrew Rosen, CFP®, CEP® The other week the Federal Reserve announced their plan to start unraveling their 4.5 trillion dollar balance sheet.  Additionally, they declared that short term interest rates will remain unchanged for the time being.  So, what does this...
Gold: The Pros, Cons, & Our Philosophy

Gold: The Pros, Cons, & Our Philosophy

By: Andrew Rosen, CFP®, CEP® Precious metals are on the rise again. With the price of gold hovering around $1,300/ounce, we are getting a fair amount of inquiries about investing in it (and other precious metals). Generally, these questions arise when these asset...
Understanding the Four Major Types of Annuities

Understanding the Four Major Types of Annuities

By: Andrew Rosen, CFP®, CEP® As I eluded to in a previous blog, Understanding Annuities in 5 Minutes or Less, annuities can be a complicated animal.  There are certainly circumstances where they fit a need in one’s life and so I’d like to take a few moments to educate...
Market Movement & Its Effect on Me

Market Movement & Its Effect on Me

By: Andrew Rosen, CFP®, CEP® Like any 8 year bull market run, people start wondering and worrying.  “When might this end?  How does this impact the economy and spending behavior?”  This economic principle is called the Wealth Effect. The premise to the...
Understanding Annuities in 5 Minutes or Less

Understanding Annuities in 5 Minutes or Less

By: Andrew Rosen, CFP®, CEP® Despite being one of the oldest investment vehicles out there annuities are still probably one of the most misunderstood investments on the market.  They come in every shape and size and can certainly be confusing.  Figured I’d take a few...
To Roth Ira, or Not, to Save Income Tax

To Roth Ira, or Not, to Save Income Tax

By: Andrew Rosen, CFP®, CEP® The world is full of great questions.  Some can’t be answered: what was first, the chicken or the egg?  Some were argued at immeasurable length, but finally we settled on an answer: is the Earth round or flat? ...